Capital One VentureOne vs. Venture vs. Venture X

Key Facts

• CAPITAL ONE VENTURE X REWARDS CREDIT CARD Capital One VentureOne Rewards Credit CardCapital One Venture Rewards Credit CardCapital One Venture X Rewards Credit CardAnnual fee$0$95$395Rewards5x miles on hotels and rental cars booked through Capital One Travel 1.25x miles on every other purchase5x miles on hotels and rental cars booked through Capital One Travel 2x miles on every purchase10x miles on hotels and rental cars booked through Capital One Travel 5x miles on flights booked through Capital One Travel 2x miles on everyday purchasesWelcome bonus20,000 miles after spending $500 on purchases within 3 months from account opening75,000 miles after spending $4,000 on purchases within 3 months from account opening75,000 bonus miles after spending $4,000 on purchases within the first 3 months from account openingAPR0% intro APR on purchases and balance transfers for 15 months (after that, the variable APR will be 19.99%–29.99%); Balance transfer fee applies.19.99%–29.99% variable19.99%–29.99% variablePerksExtended warranty coverage 50% off all handcrafted beverages everyday at any Capital One Café nationwideGlobal Entry or TSA PreCheck® statement credit Two complimentary visits per year to Capital One Lounges (expires January 1, 2025) $50 Lifestyle Collection experience credit $300 annual travel credit Global Entry or TSA PreCheck® statement credit 10,000 mile anniversary bonus Lounge access through a Priority Pass™ membership $100 Premium Collection experience credit $50 Lifestyle Collection experience credit Travel protections and insurancesAuto rental collision damage waiver Travel accident insuranceAuto rental collision damage waiver Travel accident insuranceCell phone protection Travel accident insurance Auto rental collision damage waiver Travel delay reimbursement Lost luggage reimbursement Trip cancellation and interruption benefits *Benefit only available to accounts approved for the Visa Signature card CAPITAL ONE VENTUREONE REWARDS CREDIT CARD VS.
• While Venture X Rewards cardholders earn higher rewards rates on travel booked through Capital One, the difference between the Venture X and Venture Rewards isn’t substantial, especially for cardholders who don’t plan on booking a lot of travel through the portal and just want to earn rewards on everyday spending.
• For that reason, the Venture Rewards card narrowly beat out the Venture X. Winner: Venture HOW TO REDEEM CAPITAL ONE MILES When you’re ready to put your miles to use, there are a variety of ways you can use them, whether it’s by using them to book hotel stays through Capital One, transferring them to a loyalty program or even just earning cash back.
• CAPITAL ONE VENTURE X REWARDS CREDIT CARD: TRAVEL PROTECTIONS AND INSURANCES While both the Venture One and Venture Rewards cards offer the same protections and insurances—travel accident insurance and an auto rental collision damage waiver for those who are approved for the Visa Signature version of the card—the Venture X Rewards card takes travel benefits to the next level.

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