Company Fixed Deposit Rates | |||||||
Company Name | Credit Rating | Interest Rates (% p.a.) | Additional interest rate for senior citizen | ||||
Highest Rate Slab | Applicable tenure | 1-year tenure | 3-year tenure | 5-year tenure | |||
Shriram Finance* | ICRA - AA+/Stable IND AA+/Stable by India Ratings and Research | 8.27 | 50 months and 5 years | 7.53% | 8.18% | 8.27% | 0.50% |
Mahindra Finance | CRISIL - AAA/Stable India Ratings - IND AAA/Stable | 8.05 | 3 years, 4 years and 5 years | 7.60% | 8.05% | 8.05% | 0.25% |
Manipal Housing Finance Syndicate Ltd. | ACUITE - ACUITE A | 8.25 | 1 year, 2 years and 3 years | 8.25% | 8.25% | 7.75% | 0.25% |
PNB Housing Finance Ltd. | CRISIL - AA/Positive CARE - AA/Positive | 7.85 | 36-47 months | 7.45% | 7.85% | 7.65% | 0.30% |
Sundaram Home Finance | CRISIL - AAA/Stable ICRA - AAA/Stable | 7.9 | 4 years and 5 years | 7.45% | 7.75% | 7.90% | 0.35%-0.50% |
Muthoot Capital Services Limited | CRISIL - A+/Stable | 8.38 | 5 years | 7.21% | 8.07% | 8.38% | 0.50% |
ICICI Home Finance | CRISIL - AAA/Stable ICRA - AAA/Stable CARE - AAA/Stable | 7.65 | 3 to less than 5 years | 7.25% | 7.65% | 7.60% | 0.25% |
Can Fin Homes Ltd. | ICRA - AAA/Stable | 7.5 | 3 years | 6.50% | 7.50% | 6.75% | 0.50% |
Bajaj Finance Limited | CRISIL - AAA/Stable ICRA - AAA/Stable | 8.1 | 3-5 years | 7.40% | 8.10% | 8.10% | 0.25% |
LIC Housing Finance Ltd. | CRISIL - AAA/Stable | 7.75 | 3 years and 5 years | 7.25% | 7.75% | 7.75% | 0.25% |
*At Monthly Rests. Additional interest of 0.25% p.a on all renewals, where the deposit is matured. Additional interest of 0.10% p.a. for women depositors. | |||||||
Data as on 3rd April 2024 | |||||||
Source: Paisabazaar.com |
Bank Fixed Deposit Rates | |||||
Bank Name | Interest Rates (p.a.) | ||||
Highest slab | 1-year tenure (%) | 3-year tenure (%) | 5-year tenure (%) | ||
% | Tenure | ||||
PRIVATE SECTOR BANKS | |||||
Axis Bank | 7.20 | 17 months to less than 18 months | 6.70 | 7.10 | 7.00 |
Bandhan Bank | 7.85 | 500 days | 7.25 | 7.25 | 5.85 |
City Union Bank | 7.00 | 400 days | 6.75 | 6.50 | 6.25 |
CSB Bank | 7.75 | 401 days | 5.00 | 5.75 | 5.75 |
DBS Bank | 7.50 | 376 days to 540 days | 7.00 | 6.50 | 6.50 |
DCB Bank | 8.00 | 25 months to 26 months | 7.15 | 7.60 | 7.40 |
Federal Bank | 7.50 | 500 days | 6.80 | 7.00 | 6.60 |
HDFC Bank | 7.25 | 18 months to less than 21 months | 6.60 | 7.00 | 7.00 |
ICICI Bank | 7.20 | 15 months to 2 years | 6.70 | 7.00 | 7.00 |
IDFC First Bank | 8.00 | 500 days | 6.50 | 7.25 | 7.00 |
IndusInd Bank | 7.75 | 1 year to 2 years | 7.75 | 7.25 | 7.25 |
Jammu & Kashmir Bank | 7.10 | 1 year to less than 2 years | 7.10 | 6.50 | 6.50 |
Karur Vysya Bank | 7.50 | 444 days | 7.00 | 7.00 | 7.00 |
Kotak Mahindra Bank | 7.40 | 390 days to less than 23 months | 7.10 | 7.00 | 6.20 |
Nainital Bank | 7.05 | 400 days - Naini Plus 2023 Deposit Scheme | 6.70 | 6.25 | 5.75 |
RBL Bank | 8.10 | 18 months to 2 years | 7.50 | 7.50 | 7.10 |
SBM Bank India | 8.50 | Above 3 years 2 days to less than 5 years | 7.05 | 7.30 | 7.75 |
South Indian Bank | 7.40 | 400 Days | 6.70 | 6.70 | 6.00 |
Tamilnad Mercantile Bank | 7.75 | 444 days (TMB 444 – Special Deposit) | 7.00 | 6.50 | 6.50 |
YES Bank | 7.75 | 18 month to less than 2 years | 7.25 | 7.25 | 7.25 |
PUBLIC SECTOR BANKS | |||||
Bank of Baroda | 7.25 | Above 2 years to 3 years | 6.85 | 7.25 | 6.50 |
Bank of India | 7.25 | 2 years | 6.80 | 6.50 | 6.00 |
Bank of Maharashtra | 6.50 | 1 year | 6.50 | 5.75 | 5.75 |
Canara Bank | 7.25 | 444 days | 6.85 | 6.80 | 6.70 |
Central Bank of India | 7.25 | 555 days | 6.75 | 6.50 | 6.25 |
Indian Bank | 7.25 | 400 days - IND SUPER | 6.10 | 6.25 | 6.25 |
Indian Overseas Bank | 7.30 | 444 days | 6.90 | 6.50 | 6.50 |
Punjab National Bank | 7.25 | 400 days | 6.75 | 7.00 | 6.50 |
Punjab & Sind Bank | 7.25 | 444 days | 6.20 | 6.00 | 6.00 |
State Bank of India | 7.00 | 2 years to less than 3 years | 6.80 | 6.75 | 6.50 |
Union Bank of India | 7.25 | 399 days | 6.75 | 6.50 | 6.50 |
FOREIGN BANKS | |||||
Deutsche Bank | 8.00 | Above 1 year to 3 years | 7.00 | 8.00 | 7.50 |
HSBC Bank | 7.25 | 732 days to less than 3 years | 4.00 | 7.00 | 6.00 |
Standard Chartered Bank | 7.50 | 2 years to less than 3 years | 7.15 | 7.10 | 6.75 |
Source: Paisabazaar.com | |||||
Interest rates as of 3 April 2024 |
Senior Citizen Bank Fixed Deposit Rates | ||||||
Bank Name | Interest Rates (p.a.) | Additional rates offered to Super Senior Citizen* (over and above to senior citizen rates) | ||||
Highest slab | 1-year tenure (%) | 3-year tenure (%) | 5-year tenure (%) | |||
% | Tenure | |||||
PRIVATE SECTOR BANKS | ||||||
Axis Bank | 7.85 | 17 months to less than 18 months | 7.20 | 7.60 | 7.75 | --- |
Bandhan Bank | 8.35 | 500 days | 7.75 | 7.75 | 6.60 | --- |
City Union Bank | 7.50 | 400 days | 7.00 | 6.75 | 6.50 | --- |
CSB Bank | 7.75 | 401 days | 5.50 | 6.25 | 6.25 | --- |
DBS Bank | 8.00 | 376 days to 540 days | 7.50 | 7.00 | 7.00 | --- |
DCB Bank | 8.60 | 25 months to 26 months | 7.65 | 8.10 | 7.90 | --- |
Federal Bank | 8.00 | 500 days | 7.30 | 7.50 | 7.25 | --- |
HDFC Bank | 7.75 | 5 years 1 day to 10 years & 18 months to less than 21 months | 7.10 | 7.50 | 7.50 | --- |
ICICI Bank | 7.75 | 15 months to 2 years | 7.20 | 7.50 | 7.50 | --- |
IDFC First Bank | 8.50 | 500 days | 7.00 | 7.75 | 7.50 | --- |
IndusInd Bank | 8.25 | 1 year to 2 years | 8.25 | 7.75 | 7.75 | --- |
Jammu & Kashmir Bank | 7.60 | 1 year to less than 2 years | 7.60 | 7.00 | 7.00 | --- |
Karur Vysya Bank | 8.00 | 444 days | 7.40 | 7.40 | 7.40 | --- |
Kotak Mahindra Bank | 7.90 | 390 days to less than 23 months | 7.60 | 7.60 | 6.70 | --- |
Nainital Bank | 7.55 | 400 days - Naini Plus 2023 Deposit Scheme | 7.20 | 6.75 | 6.25 | 0.10% on all tenures |
RBL Bank | 8.60 | 18 months to 2 years | 8.00 | 8.00 | 7.60 | 0.25% on all tenures |
SBM Bank India | 9.00 | Above 3 years 2 days to less than 5 years | 7.55 | 7.80 | 8.25 | --- |
South Indian Bank | 7.90 | 400 Days | 7.20 | 7.20 | 6.50 | --- |
Tamilnad Mercantile Bank | 8.25 | 444 days (TMB 444 – Special Deposit) | 7.50 | 7.00 | 7.00 | --- |
YES Bank | 8.25 | 18 month to less than 2 years | 7.75 | 8.00 | 8.00 | --- |
PUBLIC SECTOR BANKS | ||||||
Bank of Baroda | 7.75 | Above 2 years to 3 years | 7.35 | 7.75 | 7.15 | --- |
Bank of India | 7.75 | 2 years | 7.30 | 7.25 | 6.75 | 0.15% on tenures of 180 days to 10 years |
Bank of Maharashtra | 7.00 | 1 year | 7.00 | 6.25 | 6.25 | --- |
Canara Bank | 7.75 | 444 days | 7.35 | 7.30 | 7.20 | 0.10% on 444 days |
Central Bank of India | 7.75 | 555 days | 7.25 | 7.00 | 6.75 | --- |
Indian Bank | 7.75 | 400 days - IND SUPER | 6.60 | 6.75 | 6.75 | 0.25% on all tenures |
Indian Overseas Bank | 7.80 | 444 days | 7.40 | 7.00 | 7.00 | 0.25% on all tenures |
Punjab National Bank | 7.75 | 400 days | 7.25 | 7.50 | 7.00 | 0.30% for tenures up to 5 years |
Punjab & Sind Bank | 7.75 | 444 days | 6.70 | 6.50 | 6.50 | 0.15% on tenure of 444 days |
State Bank of India | 7.50 | 2 years to less than 3 years | 7.30 | 7.25 | 7.50 | --- |
Union Bank of India | 7.75 | 399 days | 7.25 | 7.00 | 7.00 | 0.25% on all tenures |
FOREIGN BANKS | ||||||
Deutsche Bank | 8.00 | Above 1 year to 3 years | 7.00 | 8.00 | 7.50 | --- |
HSBC Bank | 7.75 | 732 days to less than 3 years | 4.50 | 7.50 | 6.50 | --- |
Standard Chartered Bank | 8.00 | 2 years to less than 3 years | 7.65 | 7.60 | 7.25 | --- |
Note: *Depositors aged 80 years and above | ||||||
Source: Paisabazaar.com | ||||||
Interest rates as of 3 April 2024 |